The best financing solution to assist your capital expenditure in a business cycle that spans up to 2 years.

Service Detail
a. About Working Capital Financing

Working Capital Financing is granted for business players, either corporate or individual, to assist in financing the expenditure of working capital within one cycle of business activity. The financing duration takes up to two years.

ORIX Indonesia Finance exclusively partners with trusted suppliers to provide for you in this goods and services procurement.

Types of items that can be requested in the application are:

i.   Industrial Machinery

ii.  Vehicle

iii. Heavy Machine

iv. Medical Equipment

v.  Property

b. Benefit of Working Capital Financing

Your satisfaction as our customer is the objective of ORIX Indonesia Finance’s commitment to always serve you with real and lasting solutions.

Several benefits you can get with the working capital financing are:

i. Vast selection of goods
Selection of goods for leasing are varied to accommodate your needs and requirements.

ii. Trusted Suppliers
Get referred only to reputable suppliers to ensure the best results.

iii. Flexible financing options
Financing options are available in other currency aside from Indonesian Rupiah (IDR) to fulfil your requirements. We provide 2 different options in choosing interest rate: Fixed interest rate and floating interest rate.

iv. Simple, Quick, and Transparent Procedure.
ORIX Indonesia Finance strives to use the most streamlined procedure in order to give you a hassle-free application procedure with no inefficient bureaucracy to deal with.

v. Strengthen Company’s Liquidity
Working capital financing is a solution to increase your company’s liquidity without interrupting the flow of working capital, enabling you to channel to other type of investments, resulting an amplified performance.


c. Required Documents

ORIX Indonesia Finance is committed to provide you the most efficient leasing application. That’s why, below, we listed the required documents for you to prepare before applying for a leasing service.

For more insight on how the application is processed, please reach our customer service line.

i.   Company legal document

     a. Company Deed and its Amendment (if any), and the Letter of Approval from Minister of Justice & Human Rights of the Republic of Indonesia

     b. Tax Number (NPWP), Trade Business License (SIUP), Company Registration Certificate (TDP) , and Certificate of Domicile

ii.   Identity card of the Commissioners / Directors/ Legal Owner

iii.  Active bank account for the last 6 months

iv. Copy of on – going projects’ contract

v.  Sale and purchase agreement with the suppliers / sales note for the items to be leased.

vi.  Brochure or catalog (for machinery application)


Dear all Prospective Customers and Customers should read and understand the contents of the contract stipulated in the financing agreement.

Who can apply for this service?

Individual customer and corporate are both eligible to apply. 

How much the interest rate offered?

Interest rate financing start from:  

          *  IDR  = 11% p.a

          *  USD =  7% p.a

*Term and condition apply

How long is the financing duration that can be given?

Duration that can be given is up to two years. 

How vast is ORIX Indonesia Finance service network?

ORIX indonesia Finance's service covers all province in Indonesia. Click here to see ORIX's branch offices.



Contact us or send us inquiries to get more information on our services.