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THE CODE IN RELATION TO BUSINESS PARTNERS

Payment policies
• Payment terms will be honored and accounts payable processed in terms of
  agreed arrangements.

Ethical use of the others’ intellectual property
• All directors and employees will abide by the copyright provision covering
  materials, publications and software used in the workplace.

Tendering processes
• No prospective supplier’s designs, specifications or ideas, submitted
  in the tendering process, will be used without due permission and
  remuneration.
• No tenderer will be given information about any other tenderer’s offer.
• The tendering process will be open to all tenderers, with each having equal
  access to information and people from PT. ORIX Indonesia Finance.

Dealing with banks and lenders
• All financial information submitted to banks and lenders should be true and fair.
• All financial projections should reflect the organization’s prudent, honest
  opinion of future performance.

Selection of suppliers
• The criteria used in the selection will be price, quality, and reliability.
• ORIX directors and employees are not permitted to seek personal favors
  from supplier.
Testimonial
ORIX provides a large and customized variety of financial services - Mrs. C
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